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History


 

At Merchants Bank, we have a 100 year history of providing our customers with unsurpassed service. As far as accounts, our rates are among the most preferred anywhere - especially since we offer Free Checking. And because we are based right here your loans are approved here too. 

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Mission Statement


The Mission of Merchants Bank is to provide high quality financial products to Cullman County and to promote stability and economic growth within the community. This focus will facilitate long term growth and enhanced profitability, which will benefit our customers, employees, and shareholders. Merchants Bank has been providing quality customer service since 1907. We firmly believe that we can best meet the unique needs of our community by remaining a locally owned, independent, community bank. 

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The Operating Values of Merchants Bank


  • To believe the Customer is the reason for this business. This will be the guiding principle in all the bank's actions.

  • To have the utmost integrity in all dealings with our customers and community.

  • To have an environment that welcomes employee involvement, rewards creative solutions, enhances employee learning and achievement, and is boundaryless in its structures.

  • To commit the necessary financial and human resources to continuously enhance the quality of life in the markets we serve.

  • To provide a level of service that exceeds the customer's expectations, always.

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The Vision Of Merchants Bank


To Be The Community Bank Of Choice In Cullman County. 

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Directors and Officers




Directors  

Judy P. Butler
Partner, Jeb Williamson

C.P.A., LLC

Maurice Hudson
Retired Businessman 

 

Billy W. Fletcher
Businessman and
Farmer 

 

David G. Moss
Vice Chairman of the Board
Businessman 

 

S. Wayne Fuller
Vice Chairman of the Board
Partner, Fuller & Willingham
Attorneys at Law

 

Reba D. Miller
Secretary of the Board
Businesswoman 

 

Steven R. Glasscock
Chairman of the Board
Chief Executive Officer

John T. Williamson, DVM
Veterinarian

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Officers

Steven R. Glasscock

Charles R. NeSmith

Chairman of the Board

President

Chief Executive Officer

Senior Lending Officer 

 

 

Gloria C. Donaldson

W. Clark Rainwater

Executive Vice President

Senior Vice President

Operations and Personnel

Chief Financial Officer

 

 

LaRue Brock

John P. Cabri

Senior Vice President

Senior Vice President

Loans   

Loans

 

 

Jane W. Calvert Wanda G. Folds
Senior Vice President Senior Vice President
Custom Banking Mortgage Loans
   
Don Hubbard

Maxine Ray

Senior Vice President

Senior Vice President

Loans

Hwy 157 Office Loan Manager

 

 

Danny Riggs

Raymond A. Williams

Senior Vice President

Senior Vice President

Commercial Lending Officer

Loans and Security officer

 

 

Brett J. Adams

Jill Bradberry

Vice President

Vice President

Investment Services

Compliance and CRA Officer

 

 

 

 

Hollie Bryan Kim Dockery
Vice President Vice President
Credit Reveiw Silver Spirit Director

 

 

Kerry Hanvey

Laura Johnson

Vice President

Vice President

Retail Banking

Internal Auditor

 

 

Angie Lanier

Donald G. Reid

Assistant Vice President

Vice President

Fairview Office Manager

Hanceville Office Loan Manager

 

 

Sheila Gilley Woodruff

Jeff Yarbrough

Vice President

Vice President

Marketing, Public Relations & Sales

Information Systems

 

 

Rusty Alldredge

Marilyn Freeman

Assistant Vice President

Assistant Vice President

Arab Office Loan Manager

Administration and Human Resources

 

 

Debbie Garrison

Glenda Hardiman

Assistant Vice President

Assistant Vice President

Arab Office Operations Manager

Loan Operations

   

Eric C. Laney

Michelle Kimbrough

Loan Officer

Mortgage Loan Officer

Loans and Collections

 
   

Sandy Parker

 

Hanceville Office Operations Officer

 
   

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