Checking
Prime Regular Checking
An outstanding account that pays interest while giving you the convenience of unlimited check writing.
- $1000 minimum balance to open
- $1000 minimum monthly balance to avoid a $10.00 monthly service charge
- Interest paid on collected balances
- Interest based on account balance - higher balances earn higher interest
- Unlimited check writing
- Free wallet logo checks for customers age 50 and older.
Prime Investment Account
A convenient Money Market account that provides accessibility and premium interest!
- $5,000 minimum balance to open
- $5,000 minimum monthly balance to avoid a $15.00 monthly service charge
- Interest paid on collected balances
- Unlimited check writing
- Monthly statement
- Free wallet logo checks for customers age 50 and older
Prime Cash Management Account
An account that provides you competitive rates on your investment with immediate accessibility.
- $7,500 minimum balance to open
- $7,500 minimum monthly balance to avoid a $25.00 monthly service charge
- Interest paid on collected balances
- Unlimited check writing
- Free wallet logo checks for customers age 50 and older
- Monthly statement
Club Fifty
Many Club Account benefits plus interest for our customers over 50!
- $100 minimum balance to open
- $100 minimum monthly balance to avoid a $4.00 monthly service charge.
- Interest paid on collected balances of $1,000 or above
- Unlimited check writing
- Free wallet logo checks
- Interest discount on installment loans
- No service fee for traveler’s checks or cashier’s checks
- 50% discount on safe deposit boxes
- Significant insurance benefits for accidental death
- Safe deposit and home inventory logs
- Discount eyewear and Shopper’s Advantage
- Many more money and time-saving benefits
Savings
Prime Savings
- $10,000 minimum balance to open
- $10,000 minimum monthly balance to avoid a $25.00 monthly service charge plus if the required balance falls below the minimum the interest rate will be paid the same as the statement savings account for those days be low minimum
- Interest paid on collected balances
- 2 withdrawals per month allowed
- Service Charge of $5.00 for each additional withdrawal
- Monthly statement.
Statement Savings
An easy access savings account that earns competitive interest.
- $100 minimum balance to open
- $100 minimum balance to avoid a $5.00 quarterly service charge
- 6 withdrawals per quarter, $1.00 fee for additional withdrawals
- Quarterly statement
- Interest compounded quarterly.
Junior Savings (For age 12 and under)
A great account that can teach kids the value of saving money!
- No minimum opening balance
- No monthly service charge
Christmas Club
Have holiday cash when you need it and earn interest.
- $5.00 minimum balance to open
- Automatic transfers from checking account
- Statement and check mailed first week of November each year
CD & IRA
Certificates of Deposit (CD)
A secure investment with flexible time commitments.
- Competitive minimum balance
- Terms available from 7 days to 5 years
Individual Retirement Accounts (IRA)
One of the best options available for retirement savings. Traditional, Roth and Educational available!
- Possible tax deferred (See your accountant)
- Options include 18 month variable IRA or 1, 2, 3 or 5 years fixed IRA
- $25 minimum balance to open a variable IRA
- $500 minimum balance to open a fixed IRA
- Automatically renewable
- Penalty for early withdrawal
Simplified Employee Pension Accounts (SEP)
A possibly tax-deferred retirement option for people who are self-employed and employers who want to make contributions toward an employees retirement.
- Yearly allowable contribution based on a percentage of amount earned
- Automatically renewable
- Penalty for early withdrawal
- Consult your accountant for more details
Refer to Service Charge Schedule for costs associated with specific accounts.
Print Banking Services Brochure.
| Each depositor insured to at least $250,000 by the FDIC. |